Nifty SIP Returns Lag Bank FDs Over 5

TV9 Hindi · stocks

Systematic Investment Plans (SIPs) in Nifty50 have yielded only 4.5% XIRR over the last five years, underperforming bank Fixed Deposits. Data shows Nifty50 SIPs had negative returns of 4.6% in two years and 10.5% in one year. While longer periods of seven and ten years show better returns at 8.35% and 9.44% respectively, this recent performance raises questions. Experts caution that SIPs cannot overcome poor index performance, and midcap and smallcap indices have significantly outperformed Nifty50 during the same five-year period.